ERISA Fidelity Bond
Federal ERISA fidelity for Texas plan fiduciaries
ERISA fidelity bonding is a federal requirement for plan fiduciaries handling plan assets — including Texas employers.
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An ERISA fidelity bond protects the plan against dishonest acts by persons who handle plan funds.
The surety bond guarantees that the principal will perform the duties required under ERISA § 412; 29 C.F.R. § 2550.412-1 up to the penal sum.
A claim may arise if the principal fails to comply with the bonded Texas obligation or causes covered loss to the obligee or protected parties.
If a claim is valid, the surety may pay up to the bond penalty according to the bond terms; the principal remains liable to reimburse the surety.
Amount, premium, term, and the authority that requires this filing.
Texas plan sponsors and fiduciaries who handle employee benefit plan assets.
Size the bond to ERISA statutory minimums based on plan assets handled.
Share your license type, court order, or obligee form and the exact penal sum required by U.S. Department of Labor — EBSA.
We review credit and filing details, then quote premium options through licensed surety markets.
Once approved, we issue the bond for delivery to The employee benefit plan or for your Texas filing package.
The amount is Federal ERISA formula — generally at least 10% of funds handled, with statutory floors - caps, as set under ERISA § 412; 29 C.F.R. § 2550.412-1 and confirmed with U.S. Department of Labor — EBSA.
The obligee is typically The employee benefit plan. Always match the exact name on the Texas form.
Many Texas filings can be underwritten the same day when documents and credit are complete; complex amounts may take longer.
Not always. Premium and collateral options vary by credit and bond size — ask for markets that still write the risk.
Most bonds renew on the term shown (1 Year). Keep continuity so your Texas license or filing does not lapse.
Next step
We’ll match the requirement and route the application.
Apply for this bond