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Terms of Service

The terms that govern your use of texasbondsdirect.com and our services.

Last updated: August 8, 2026

Agreement to Terms

By accessing or using texasbondsdirect.com (the “Site”), operated by Inspire Risk Advisors LLC, dba TexasBONDS (“TexasBONDS,” “we,” “us,” or “our”), you agree to these Terms of Service. If you do not agree, do not use the Site.

Nature of Services

TexasBONDS is a surety bond marketplace that connects applicants with licensed surety underwriters and carriers. We are not the surety or insurer. Bond approval, pricing, and issuance are determined solely by the underwriting surety company, not by TexasBONDS.

No Guarantee of Approval or Rates

Information on this Site — including estimated rates, timelines, or eligibility — is for general informational purposes only and is not a quote, guarantee, or binding offer. Actual bond terms are set through underwriting.

Third-Party Application Platforms

Applying for a bond may direct you to a third-party application platform. Your use of those platforms is governed by their own terms and privacy policies, in addition to these Terms.

Not Legal or Insurance Advice

Nothing on this Site is legal, financial, or insurance advice. You are responsible for determining what bonds you need. Consult a licensed professional or attorney for advice specific to your situation.

Intellectual Property

Site content — including text, graphics, logos, and design — is the property of TexasBONDS or its licensors and is protected by applicable intellectual property laws. Do not reproduce or distribute it without prior written permission.

Limitation of Liability

To the fullest extent permitted by law, TexasBONDS shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or reliance on information provided here.

Changes to These Terms

We may revise these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

Governing Law

These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles.

Contact Us

Questions about these Terms? Contact us, email [email protected], or call (877) 477-7578.
Mail: 3623 Crossings Dr. Ste 382, Prescott, AZ 86305

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THE INFORMATION ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. Nothing on this website should be construed as a solicitation, proposal, offer, recommendation, endorsement, or advice regarding any surety or insurance product. The information is general in nature and is not a substitute for consultation with a licensed insurance professional. YOU ARE RESPONSIBLE FOR DETERMINING WHAT SURETY OR INSURANCE PRODUCTS YOU NEED AND IN WHAT AMOUNTS, BASED ON YOUR UNIQUE EXPOSURE TO RISK AND ABILITY TO BEAR LOSSES. Bond availability, amounts, and underwriting requirements vary by obligee and applicant. Stephen Wright is a non-resident licensed insurance agent in Texas. Products and features are subject to underwriting criteria and may not be available in all states.

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